Acceptance of Terms
By accessing and using the My Financial Destiny Inc. website and services, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
Services Description
My Financial Destiny Inc. is a 501(c)(3) nonprofit credit counseling organization. We provide financial counseling, educational workshops, and related services. Our services are intended for informational and educational purposes and do not constitute legal, tax, or investment advice.
No Guarantee of Results
While we are committed to providing high-quality counseling and education, we cannot guarantee specific financial outcomes. Credit repair results depend on your individual credit profile and the responses of credit bureaus and creditors. We will document all work performed and communicate transparently about what is and is not achievable.
Credit Repair Organizations Act (CROA) Compliance
As a credit counseling organization, we comply with the Credit Repair Organizations Act. Before services begin, you will receive a written agreement outlining services, fees, and your rights — including a 3-business-day right to cancel without penalty. We do not charge fees before services are performed.
Intellectual Property
All content on this website, including text, graphics, logos, and educational materials, is the property of My Financial Destiny Inc. and is protected by applicable copyright laws. You may not reproduce or distribute our materials without prior written permission.
Limitation of Liability
My Financial Destiny Inc. shall not be liable for any indirect, incidental, or consequential damages arising from your use of our website or services. Our total liability shall not exceed the amount paid for the specific service giving rise to the claim.
Contact Us
If you have questions about these Terms of Use, please contact us: